Florida is a no-fault state regarding auto accidents, meaning drivers’ insurance companies pay for injuries and damages no matter who was at fault. All Florida drivers are required to carry a personal injury policy of $10,000 per person, per crash.
Despite being a no-fault state, Florida law does allow personal injury lawsuits if injuries are serious. Serious injuries include loss of bodily function, permanent injury, scarring and disfigurement.
Automobile accidents are generally decided using the law of negligence, wherein a person who negligently operates a vehicle may be required to pay damages caused by their negligence, whether bodily harm or property damage.
Courts look to a number of factors in determining whether a driver was negligent, such as:
Florida law mandates that people who operate automobiles exercise "reasonable care under the circumstances."
Failure to use reasonable care is the basis in many lawsuits for damages caused by automobile accidents.
If you've been injured in an auto accident, you are welcome to schedule a free consultation. If you become a client, you'll receive help determining fault, help getting compensated for your injuries, and help receiving compensation for lost work.