Florida Worker's Compensation Insurance
The majority of businesses in the state of Florida must have workers’ compensation insurance. There are over 250 different insurance companies that offer coverage, so businesses have plenty of options to choose from. The purpose of worker’s compensation is to provide a safety net for workers’ who are injured while they are on the job. If an injury is suffered, workers can have their medical treatment paid for and if they are out of work for an extended period of time, they will be able to recover a portion of their missed wages. The coverage also helps protect employers from facing litigation or lawsuits by their employees who are injured.
Insurance companies are well-known for wanting to fatten their bottom line, meaning they are going to try and pay a victim of a workplace injury as little as possible. Workers’ compensation insurance is no different. These providers will do what they can to get out of paying you the money you deserve. This is why working with a Florida worker’s compensation attorney can be so valuable. Your Tallahassee worker’s compensation attorney will manage your claim and ensure that all the documentation and paperwork are completed appropriately as well as fight on your behalf to maximize the benefits you receive.
Workers’ Compensation Insurance Companies in Florida
Florida worker’s compensation companies are regulated through the Office of Insurance Regulation. Everything from rates to forms falls under OIR’s umbrella which keeps the marketplace sound and competitive for employers to find the right provider for their needs. The private market is home to the largest provider that the state of Florida has to offer. Every year, a report on the market is released by OIR.
When an accident happens at work, it does not matter if the accident happened as a result of the employee’s actions or something else. There is no need to prove fault. Your medical expenses will be compensated immediately. You must go to a provider that is authorized by your employer’s Florida worker’s compensation provider. The bill for any appointments you have with these approved providers is sent to your Florida workers’ compensation insurance company for payment.
Receiving payment for missed wages if you are unable to work is a bit of a tougher process. If you obtain compensation and how much compensation you receive is dependent on the severity of your injuries. Your claim can either be approved or denied. If it is denied you can appeal the decision but it is necessary that you win your appeal in order to receive your benefits.
Speak to a Florida SSDI Attorney Today
Managing your recovery and also the massive amount of paperwork that needs to be done to get the benefits you need can prove to be very overwhelming. While obtaining the financial support necessary through a Florida workers’ compensation claim shouldn’t be a difficult process, the reality is it often comes with many challenges and complications.
Stephen M. Andrews is a Tallahassee workers’ compensation lawyer. When you have a talented Florida workers’ compensation attorney like Stephen M. Andrews on your side, you have an advocate and a supporter that can help you get the benefits you deserve in the least amount of time. Call Stephen M. Andrews, P.A. at (850) 906-9599 and schedule a free, no-obligation consultation.