Are Prescriptions Covered Under Florida Workers' Compensation?
In the state of Florida, businesses must carry workers’ compensation coverage so that if there are any accidents that result in injured employees, those employees can have their medical expenses covered. Medical expenses can be wide-ranging and include medical equipment like wheelchairs or crutches, therapies, doctor’s appointments, surgery, and medications. Your health insurance isn’t what you will use to pay for your medications, but when you secure workers’ compensation, it is these benefits that will pay for the medications that you need to help you with your Florida workplace injury.
For any questions or to help you with the Florida workers’ compensation process, please contact Stephen M. Andrews. Stephen M. Andrews is a Tallahassee workers’ compensation attorney with more than 35 years of experience taking on the insurance companies and fighting for workers’ rights.
Will Your Florida Workers’ Compensation Benefits Pay for Your Prescriptions?
The short answer to if your workers’ compensation benefits will pay for your prescriptions is yes. Your benefits must pay 100% of all your prescription costs. Workers’ compensation insurance companies may try to make the prospect of obtaining your full amount of benefits a challenge. They don’t want to have to pay for your medical care and will do what they can to minimize the amount they pay you or simply try to find ways to deny your claim completely.
Often times, when an injured worker doesn’t arm themselves with an experienced Florida workers’ compensation attorney, they won’t be informed of their rights. Insurance companies count on injured employees managing their workers’ compensation claims without legal counsel. This provides the insurance company with an easier way to devalue and dismiss Florida workers’ compensation claims.
If the insurance company is trying to deny paying for a prescription that you were given by your doctor to help you with your workplace injuries, you should speak with a Florida workers’ compensation lawyer. There are pharmacies that participate in the workers’ compensation program and those who don’t. You have the right to go to any pharmacy or see any pharmacist help you fill the prescriptions that you choose, as long as they are participating in the Florida workers’ compensation program.
Speak with a Florida Workers’ Compensation Attorney Today
When you seek treatment for your workplace injuries in Florida, your medical care is required to be covered and paid for by your employer’s Florida workers’ compensation insurance. There are some stipulations, however. You must use the doctor that is approved by the insurance company and you must also go to any pharmacy that participates in the program. If you choose to use a doctor who is not approved or go to a pharmacy that doesn’t participate in Florida workers’ compensation, the insurance company is likely to refuse to pay for your care and your prescriptions and they would be in their right to do so.
Stephen M. Andrews, a Tallahassee workers’ compensation lawyer, can answer your questions and provide you the legal guidance you need to secure the most benefits possible from your claim. Call Stephen M. Andrews today to schedule a free consultation at (850) 906-9599.